Our system uses AI to create alternative credit scores and helps the unbanked communities have a financial ID through a simple application and admin portals for any organizations.
Acquire any customer and assess their creditworthiness easily
Make informed lending decisions efficiently in under 5 minutes
In riskier financial world ensure remarkable repay rate of 99.6%
AGAM’s proprietary scoring technology III™ helps individuals unlock the power of alternative data to create their own credit score in minutes.
We help deploy data-led digital products and services even to those people who got little to none banking or financial history.
Impact the lives and livelihoods of existing people and enterprises through next gen fintech creating credit histories to provide better futures.
Anchoring dynamic credit scoring system that combines algorithms and financial education to create credit histories in minutes helping individuals and businesses.
The platform functions as SAAS with mobile application as front-end support, available as a stack with a plug-and-play provision for banks, NBFIs, insurances, MFIs and other financial firms.
We partner with traditional and alternative lenders like MFI who offer borrowers the opportunities to share their individual data to be assessed via the application.
This unique system enables financial institutions to predict defaults, delinquencies, facilitate instant loans, acquire customers and detect frauds and provide innovative data-led product suites and ecosystems.