Our system uses AI to create alternative credit scores and helps the unbanked communities have a financial ID through a simple application and admin portals for any organizations.
A fintech for better future which helps building up eligible customers focusing WO-MEN.
Using non traditional datasets via SMART APPs
Our application allows every users to learn about finance and BECOME EMPOWERED
Allowing them to have a greater sense of their ownership of money, increase self knowledge and boost up confidence while enhancing their access to formal finance.
Enabling psychometric, assessment scores, mobile data, social media footprints, geo-location to derive an instant alternative credit score in real time with our III™ framework.
Uploading modules on financial literacy, health and social rights, particularly budgeting, savings, accessing banking, using ATM, payment, take assessments to build up good credit score.
AGAM brings organizational benefits, facilitating the process of payday loans to employees in cooperation with employers. AGAM provides an automated technology platform in cooperation with a leading Bank to provide secure loans to employees. AGAM remove the hassle from the employer from directly dealing with employee’s personal issues.
Combines algorithms and financial education to provide credit history through mobile and facilitates a range of innovative banking products such as salary advances/payday lending, buy-now-pay-later, SME, Embedded finance, agricultural loans and SMART Savings.