Mobile application uses non traditional datasets such as psychometric, assessment scores, mobile data, social media footprints, geo-location data to derive an instant alternative credit score. This framework is the Individual Independence Index (III)™
Our application allows customer to learn about finance, health and social rights. Particularly financial literacy such as budgeting, savings, accessing banking and using ATM machine and mobile payments. take subsequent assessments and allow customers to build a credit score in real time.
a stable and efficient indicator of an individual's indention and capacity to repay. AGAM uses the III™ framework to assess customer growth and uses gamification to incentivise customers to educate themselves and improve their III score.
It is a fintech for good system that helps building up customers, allowing them to have a greater sense of ownership of money, knowledge and confidence while enhancing their access to formal finance.
We are headquartered in the UK and operate as a SAAS platform. Our system uses AI to create alternative credit score and helps the unbanked communities have a financial ID through a simple mobile phone application.
The platform functions as SAAS with mobile application as front end support, available as a stack with a plug-and-play provision for banks, NBFIs, insurances and MFIs.
As an organization, we adhered to a certain set of values from the time of our inception. We believe this significantly assisted us in growing and developing positive business relations over the years.
We are committed to promoting the highest standards of honesty and integrity throughout our organization.
We are committed to creating an environment where every stakeholder (customers, partners, employees and shareholders) fosters the spirit of trust and respect.
We recognize that our actions impact the community as a whole and are committed to operating at the highest possible standards across all of our activities
We are committed to growing strong relationships with our customers that will make a positive difference to their livelihoods.
AGAM will seek to protect its stakeholders’ values by protecting their interests, honesty, integrity, mutual respect and commitment to its customers by being a good corporate citizen - all of which make up AGAM’s Core Values and will ensure high levels of corporate governance. AGAM shall comply with not only the statutory requirements, but also voluntarily formulate and adhere to a set of strong Corporate Governance practices. AGAM believes in setting high standards of ethical values, transparency and a disciplined approach to achieve excellence in all its sphere of activities.