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    • AGAM
    • About Us
      • GLOBAL TEAM
      • UNIVERSAL VISION
    • OUR INNOVATIONS
      • III™
      • SMART ™
    • OUR SERVICES
      • TO FINANCIAL INSTITUTIONS
      • TO CUSTOMERS
    • Our Products
      • EMBEDDED FINANCE
      • BUSINESS FINANCE
      • INTERACTIVE EDUCATION
    • Blogs
    • career
    • Contact Us
  • AGAM
  • About Us
  • OUR INNOVATIONS
  • OUR SERVICES
  • Our Products
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  • Contact Us

আগাম / अगम

Advancing lives & livelihoods of individuals and businesses

Enabling instant access to finance without any prior credit history

Improving the odds OF CREDIT access based on character, capacity and commitment to Ensure better futures

iNDIVIDUAL iNDEPENDENCE iNDEX III™

Unlock the power of our alternative credit scoring system driven by LARC algorithm to predict defaults, delinquencies, deceits and understand customers credibility as well as growth better.

Find out more

WHO WE Work For

Financial Institutions

Financial institutions

Make informed lending decisions in the forever riskier real world with predictive models on each customer’s Character, Capacity & Commitment.


If you are one of following

  • Bank
  • Non Banking Financial Institution
  • Insurance
  • Microfinance

Learn more
Customers

customers

Connecting borrowers with bank backed advanced innovative lending products like: Nano Finance, S.M.A.R.T™, Embedded Finance, and Business Finance.


If you are one of following

  • Individual 
  • Business 
  • Employee 
  • Employer 

Learn more

Unified SOFTWARE AS A SERVICE EcoSystem

Our platform functions using innovative mobile apps as frontend support for users and available as a Stack Plug-&-Play provision for banks assessing individuals to check eligibility in ethical collectively manner.

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WE PROMOTE THE FOLLOWING global goals

UNITED NATIONS - SUSTAINABLE DEVELOPMENT GOALS

SGDs 1. No Poverty
SDGs 3: Good Health and Well-being.
SDGs 4: Quality Education
SDGs 8: Decent Work and Economic Growth.
SDGs 9: Industry, Innovation and Infrastructure, III™, Individual, Independence Index, Credit Score.
SDGs 10: Reduced Inequalities.

AFFILIATIONS & PARTNERSHIPS

Around the globe

Department For International Trade, DIT
Entrepreneurs are Great, Britain & Northern Ireland.
innovate in Britain
invest UK
UWE Bristol
FinTech Wales
Launch Space
Virtual NonExecs,
Duncan Brothers (Bangladeshh) Limited.
Prime Bank Limited, one of the largest commercial Bank in Bangladesh.

AWARDS & RECOGNITIONS

Selected for Fintech Wales Foundry 2022 

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